# Mortgage Rates Edge Up But Stay Near 6.5%

Mortgage rates in the U.S. ticked slightly higher but remain close to 6.5%, according to recent data. The small increase reflects ongoing volatility in the bond market and inflation concerns. This matters for homebuyers and the housing market, as rates staying near 6.5% continue to influence affordability and demand.

**Importance:** 2/5

## Sources

### Business
- [Fox News Business](https://www.foxbusiness.com/economy/mortgage-rates-tick-slightly-higher-remain-near-6-5) — Thu, 09 Jul 2026 20:17:22 GMT