# Apple partners with Klarna for lease-to-own program on devices

Apple has teamed up with fintech company Klarna to launch a lease-to-own program for iPhones, iPads, and Macs, known as the "Apple Upgrade" plan. This allows customers to spread payments over time and upgrade annually. The partnership marks Apple's expansion into flexible financing options, potentially making its products more accessible.

**Importance:** 3/5

## Sources

### Technology
- [TechCrunch](https://techcrunch.com/2026/07/21/apple-teams-up-with-klarna-to-launch-a-lease-to-own-program-for-iphones-ipads-and-macs/) — Tue, 21 Jul 2026 18:18:43 +0000
- [The Verge](https://www.theverge.com/tech/968750/apple-upgrade-program) — 2026-07-21T13:12:06-04:00
- [The Verge](https://www.theverge.com/tech/971220/apple-upgrade-program-iphone-mac-ipad-lease-launch) — 2026-07-28T08:23:50-04:00
- [TechCrunch](https://techcrunch.com/2026/07/28/apple-launches-upgrade-device-leasing-program-in-partnership-with-klarna/) — Tue, 28 Jul 2026 13:50:27 +0000

### Business
- [Fox News Business](https://www.foxbusiness.com/technology/apple-lease-iphones-other-products-users-through-klarna-partnership) — Tue, 28 Jul 2026 17:58:31 GMT